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mikelry

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mikelry  

HELP! We're about to lose everything!

I hate doing this!  I feel like a failure that we can't make it on our own.  We've been struggling for a few years now and everything has just finally caved in around us.  We are a happily married couple trying to raise 4 children on one $50,000 income.  I have been a stay at home Mom for about 7 years and we were doing okay until my husband got laid off for a few months last winter.  We fell behind on everything and even now that he's back to work we just can't get caught up.  We can make the regular payments just fine, but we can't make the back payments too.  The stack of bills sitting on my table is completely overwhelming me right now.  EVERYTHING is about to be shut off or taken away if I don't pay it ALL this week.  I can't pay it all and I don't know what to do.  I'm sitting here trying to decide which bills to pay and which ones to let get shut off.  My mortgage is behind too and I've gotten a forecloseure notice.  I've already borrowed tons of money from family and friends and they just can't give anymore.  I have made the decision to go back to work, and I'm currenly going on interviews. However, our needs are immediate.  I need help immediately to keep my utilities from being shut off and my cars and houses from being reposessed.  I'm not going to ask for a specific amount because every little bit helps. I will tell you though that I have over $1500 in bills which are in IMMEDIATE danger of being shut off or repoed, and I only have $547 to work with.  That's all the money I have and that doesn't even include money to buy groceries and gas for the week.  Next week, I have to pay $1,400 to the mortgage company or they will foreclose.  I will only be getting a paycheck for about $1,100.  There won't even be enough to pay the mortgage let alone any other bills.  So, if I don't pay everything else this week.  It will all be shut off or repoed.  I'm scared for my children.  I'm afraid we're going to end up homeless.  We don't care about ourselves so much...but I don't want my children to be hungry, cold or have nowhere to live.  I have nightmares at night about living on the streets in cardboard boxes.  I'm really scared...please help. 

My husband and I both have skills which we could possibly offer in exchange.  My husband is very handy and can do lots of odd jobs if someone happens to be in our area.  He has done everything from painting, to building decks, and pouring concrete.  There is very little handy work which he cannot do.

I make reborn dolls.  If there's any doll collectors out there who might be interested I could make you dolls in exchange for any aid you might be able to provide.  If you're not familiar with reborn dolls you can find them on ebay if you do a search for reborns.  I have one on ebay at the moment but I'm not sure if I'm allowed to post a link here so I won't.  Contact me if you'd like to know how to view her.

 

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mikelry  

mikelry

We are honest hardworking people.  We don't like asking for help or aid, but we we are in danger of losing everything if we don't get help immediately.  Our children are small...9.7,6 and 3.  This is why I haven't been working...daycare is just too expensive for four children.  Now that all but one are in school full time, I'm looking to go back to work.  But, I don't know what to do in the meantime.  The bills just can't or won't wait anymore. 

We both have college degrees and have the potential to get back on our feet, BUT we just need that little extra help to get us started again.  We've already exhausted all of the programs I can find.  We declared bankruptcy about 3 years ago.  Our credit cards are in a debt management program.  I've gotten on payment plans where I could...but we STILL need just a little bit extra to get caught up on all the back payments!

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